Insights
Property development finance, explained
Practical insight for developers — market conditions, capital structure, how lenders assess a deal, and the language of development finance.
Property Development Finance Glossary: 120 Terms Every Australian Developer Should Know
Property development finance has its own language. A lender may refer to peak debt, cost to complete, release prices, intercreditor arrangements or a …
Funding Mixed-Use Developments
How to structure finance for projects that combine residential, retail and commercial uses.
The Complete Guide to Service Station Development Finance
How fuel, convenience and QSR assets are valued on lease, funded and assessed by lenders.
The Complete Guide to Childcare Centre Development Finance
How early learning centres are valued on lease and licence, funded, and assessed.
Stretch Senior Funding Explained
How one facility reaches a higher leverage point, what it costs, and when it beats mezzanine.
The Ultimate Guide to Mezzanine Finance in Australia
How mezzanine works, what it costs, when to use it, and how it sits between senior debt and equity.
Senior Debt vs Mezzanine Finance: What’s the Difference?
Cost, ranking, risk and leverage — how the two layers differ and how they work together.
How Much Equity Do You Really Need for a Development?
How lenders size debt, what drives the equity gap, and practical ways to reduce it.
How to Structure Equity for a Property Development Project
Ordinary vs preferred equity, waterfalls and promotes — and how to align returns with risk.
The Complete Guide to Raising Equity for Property Development
Where development equity comes from, JV and investor structures, and what capital partners look for.
What Makes a Property Development Project Bankable?
The site, feasibility, equity, builder and exit factors a lender needs to see before saying yes.
The Property Development Funding Checklist
Everything to prepare before approaching a lender — feasibility, equity, builder, presales and exit, in one place.
The 10 Biggest Reasons Development Loans Get Declined
The most common reasons a development loan gets knocked back — and how to fix each one first.
Common Mistakes in Funding Applications
The avoidable errors that weaken a development finance application — and how to present a clean one.
Complete Guide to Land Subdivision Finance
How staged civil works, titles, LVR/LTC and exit are funded and assessed for subdivision projects.
Property Development Exit Strategies Explained
Sell down, refinance to hold, or residual stock — and how lenders assess your exit before they fund.
Presales: When Do They Matter and When Don’t They?
How lenders use presale cover, when you can build without it, and the trade-offs either way.
What Is MOIC and Why Does It Matter in Property Development Finance?
What the multiple on invested capital means, how it differs from IRR and RoE, and why lenders and investors watch it.
How Construction Cost Increases Affect Property Development Finance
What rising build costs do to feasibility, contingency, contracts and lender appetite — and how to protect a deal.
Property Development Feasibility Metrics Every Lender Reviews
The feasibility metrics lenders actually check — LVR, LTC, margin on cost, RoE — and how to read them.
Loan-to-Cost vs Loan-to-Value Ratio Explained
How LTC and LVR differ, why lenders use both together, and what they mean for your equity.
Case Study: Funding a $15 Million Townhouse Development
A worked case study — funding a $15M, 20-townhouse project from acquisition through to exit.
Commercial Property Development Finance in 2026: What Australian Developers Need to Know
Commercial property development finance in Australia is available in 2026, but it is not being offered evenly across every asset class, borrower or pr…
Future Trends in Australian Property Development Finance: What Developers Should Prepare for Next
Property development finance rarely changes in a single dramatic moment. It evolves through a series of shifts in lender appetite, regulation, constru…
Private Credit vs Bank Finance: Which Is Better for Property Development?
A practical guide for Australian developers comparing cost, leverage, speed, flexibility and execution certainty…
How Banks Assess Property Development Loans
What Australian Developers Need to Know Before Approaching a Bank…
The Rise of Private Credit in Australian Property Development
Why non-bank development lending has grown, how private credit works, and what developers need to understand before using it.
How Private Lenders Assess Property Development Risk
What developers must understand before approaching a non-bank or private credit funder.
How Property Developers Can Improve Their Chances of Securing Development Finance
Securing finance is one of the most important—and often most challenging—parts of a property development project.…